Friday 14 August 2020
The Telegraph has included a warning from Gillian Guy over debt during the pandemic.
Average debt reduced by £2,000 in lockdown, Experian says
The credit checking agency Experian said its customers had an average credit balance, excluding mortgage debt, of £9,681 in June, compared to £11,615 at the start of lockdown in March.
The Telegraph quoted Dame Gillian Guy, Chief Executive of Citizens Advice, in the piece.
She said: “Not everyone is feeling the financial effects of coronavirus in the same way.
“Some people have been able to pay off some of their debts in the pandemic. But many others have not and are behind on essential bills, building up arrears they may struggle to ever pay back.”
She pointed out that the ban on evictions ends in less than a fortnight and that those who are in arrears will “likely need financial help to escape their coronavirus debts”.
How to recession proof your finances as UK economy slumps 20%
The Sun, 12/08/20
The Sun included debt advice tips from Citizens Advice in its piece about protecting finances.
“We’re helping one person every two minutes with a redundancy issue”
BBC Radio Wales, 12/08/2020, Claire Summers
Rebecca Wooley, Director of Citizens Advice Cymru, spoke on the BBC Radio Wales Breakfast Show yesterday morning about the latest ONS employment figures (08:23).
Rebecca said: “Really worryingly, we’re seeing that certain groups are at least twice as likely to face redundancy as other workers. Our data shows that it’s parents, carers, disabled people and people who’ve been shielding.”
She continued to talk about a growing problem with debt: “We know in Wales that 42% of families have lost income as a result of coronavirus, and that can be very significant for some families. Many of the protections easing soon will also be leaving people at risk.”
Rebecca was also interviewed on the BBC Radio Wales drivetime show on Monday.
For landlords “it’s like coronavirus isn’t even happening”
New Statesman, 10/08/2020
Citizens Advice provided a case study for a piece in the New Statesman on the struggles renters are facing during the Covid-19 pandemic.
Jessica* a participant in our national Tenants Voice panel told New Statesman that her work dried up during lockdown and a job offer to her husband was withdrawn. But, their landlord still expects the rent to be paid in full each month.
Jessica* said: “I don’t think the government have a clue about how it’s affecting people.We really are in trouble.”
“It’s like coronavirus isn’t even happening for my landlord. All they want to know is if they’re getting their rent. They’re (government) giving all this help to people with mortgages, full-time jobs and we’re forgotten about.”
Disabled people in UK find their `lockdown lifeline” of online shopping threatened by delivery problems
Post & Parcel, 10/08/2020
Citizens Advice has found that two in five disabled people in the UK have had a problem with parcel delivery in a single week – a disturbing finding given that online shopping is for many a ‘lockdown lifeline’.
The percentage of disabled people encountering delivery problem – 39%, which equates to 7.1 million – compares to just 27% for people who don’t identify as disabled.
Dame Gillian Guy, Chief Executive of Citizens Advice, said: “It’s hard to imagine how many of us would get through lockdown without getting parcels delivered. Over half of us say we’re more reliant on parcel deliveries than ever before.
“We’d like to see all parcel companies sign our pledge so they can deliver for everyone, regardless of their accessibility needs.”
What To Do If You Think You’re Unfairly Being Made Redundant
Huffington Post, 07/08/2020, Rachel Moss
As job losses continue across the country, parents, carers, disabled people and those who previously shielded are most at-risk of redundancy, research shows.
One in six of the working age population is facing redundancy, according to research from Citizens Advice, but those in more vulnerable circumstances are at least twice as likely to face it than the rest of the working population.
A survey of 6,000 people asked workers if they’d been made redundant in the past three months, or if they were in the process of being made redundant.
One in four disabled people (27%) said they were facing redundancy. This rose to 37% of those who said their disability has a large impact on their day-to-day life. Half of those who were in the shielded group (48%) said they were at risk of redundancy, while two in five parents or carers (39%) faced losing their job.
This story was also mentioned in yesterday’s Sunday Times (page 14)
In other news