Author Archives: Oliver Domleo

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CAB News 18 October 2019

Friday 18 October 2019

As Boris Johnson attempts to win round MPs to his Brexit deal, ahead of what is expected to be a knife-edge vote in the Commons tomorrow, one of our drop in centres for EU residents applying for settled status has featured on a regional tv news programme.

National

Immigration

Drop in centre to apply for EU settled status

The Granada Debate, 17/10/2019, (about 3’25” into clip)

Rebecca Potts-Jacobs from Citizens Advice Bury and Bolton has been interviewed by The Granada Debate on itv in the north west.

Rebecca was shown working at a drop in centre for EU citizens seeking settled status. She said to say people were “anxious” about the effects of Brexit was “an understatement.”

“I’ve had clients who are very, very upset,” said Rebecca. “It is affecting people’s lives, massively.”

Debt

Celebs ‘irresponsible’ for promoting debt firm

The Sun Online, 11/10/2019, Hollie Borland

Our advice on how to manage debts has appeared on The Sun’s website. The paper listed our top six tips for taking action on large amounts of debts. It also urged people who were struggling to seek our help to prioritise and negotiate with creditors.

The advice appeared in an article highlighting what the paper called the “insta-sham” of celebrity social media posts offering prizes or cash for signing up with a private debt management company.

Fraud

Cyber fraud techniques evolve into confidence trick arms race

Finaniclal Times, 14/10/2019, Siddharth Venkataramakrishnan

‘Spear phishing’ and other sophisticated new scams are the subject of an article in the Financial Times examining how social engineering techniques are being used by fraudsters.

As the public has grown more wary, fraudsters have raced to catch up, resulting in a confidence trick arms race.

“Not only are we seeing online scams become more prevalent, they’re also becoming more sophisticated,” Gillian Guy told the paper.

Insurance

Millions of loyal customers ‘overpay on car and home cover’

BBC News, 04/10/2019,

The BBC News website covered the Financial Conduct Authority’s interim report on the car and home insurance market by featuring someone we’d helped to get a better deal for his elderly mother.

Paul, from Staffordshire, said: “She is an 89-year-old lady and doesn’t have the capacity to sort all of that out herself. I feel like she’s been cheated. And I think it seems like common practice, to rip off the people who are most vulnerable.”

Gillian Guy said “it’s great to see the FCA acknowledging that the insurance market isn’t working”.

But she cautioned that the FCA’s report set out proposals only. “The FCA must now follow through on these bold ideas to stop loyal insurance customers being penalised,” she added.

BBC Breakfast also spoke to one of our case studies. Diane said: “I thought I was getting a good deal, but this year my premiums went up to £3500.”

Watchdog considers ban on UK insurers charging loyalty premium

Financial Times, 04/10/2019, Caroline Binham

The Financial Times has also covered the FCA’s finding that the home and car insurance market “is not working well for all consumers.”

Gillian Guy told the paper:  “We’re especially happy to hear the regulator say that everything is on the table to make sure customers are getting a fair deal

“This includes tackling gradual year-on-year price increases and making companies automatically switch their customers to better deals.”

She added: “At the moment these are just proposals. The FCA must now follow through on these bold ideas to stop loyal insurance customers being penalised.”

The Sun also quoted Gillian in its coverage of the story.

Regional

Energy

The heating benefits you can get before winter sets in

The Liverpool Echo focused on the benefits available to help with energy costs.

Citizens Advice also highlighted a range of grants from charitable trusts, but told the paper: “When you apply for a grant, you’ll have to provide detailed information about your financial situation in your application.

“It could take a while to complete, and it might be worth getting help applying.

“Charitable trusts like you to show that you have received debt advice before you apply.”

Do I have to get a smart meter fitted?

Westmorland Gazette, 15/10/2019

Citizens Advice South Lakes answers a reader’s query about smart meters after their gas and electricity contract has come to an end.

Citizens Advice South Lakes says that it’s always worth shopping around and Citizens Advice has a tool on its website which shows how well suppliers perform on a range of measures, including customer service and price.

It advises that you don’t have to accept a smart meter. However, it might mean you’re not eligible for all the deals on offer, like cheaper tariffs.

In other news

Westminster rough sleepers evicted after complaint by Commons chaplain.

‘12,000’ Asda staff currently face sack in bitter contract dispute.

Unemployment figures should be millions higher, says research.


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Loopholes in renter reform proposals could keep tenants at risk of unfair eviction

Friday 18th October

Changes to tenancy rules, aimed at helping renters, could unintentionally leave vulnerable groups at continued risk of being unfairly evicted says Citizens Advice.

The national charity wants to see an end to section 21 ‘no fault’ eviction notices. They’re blamed for so called revenge evictions where tenants are forced out because they’ve complained about issues such as poor maintenance.

But proposals being considered by the government include a six-month break clause, enabling landlords to evict tenants who have paid their rent and not broken any of the terms of their contract.

Citizens Advice, says unless legislation is watertight and issues such as these are resolved, there’s a chance this could lead to section 21 “by the backdoor.”

Our research has found almost 3 in 5 tenants (57%) who have received a section 21 eviction notice had made some kind of complaint or request for repairs in the six months before receiving it.

Citizens Advice believes this means some of the most vulnerable people – who are already disproportionately likely to have problems with their rented accommodation – will continue to face an increased risk of losing their home.

The charity helped 57,854 people with problems connected to the private rental sector in the last year:

  • 24% were disabled or had a long-term health condition – compared to 18% of the general population

  • 25% of those also had a mental health problem

  • 22% were Black, Asian or minority ethnic (BAME) – compared to 14% of the general population

  • 61% were women.

The proposals also include provision for landlords to evict tenants if they have one month of rent arrears at the time of a possession hearing in court. Currently it’s two months of arrears.

Citizens Advice says this would affect people who have even small and short-term rent arrears, leading to further and more serious problems with debt.  Just under half (46%) the debt issues people ask Citizens Advice for help with are related to paying household bills, such as rent, council tax and energy.

Gillian Guy, Chief Executive of Citizens Advice, said:

“Tenants in private rented accommodation come from all walks of life. They need to feel secure in their homes.

“Like anyone else, they want to put down roots, give their children a consistent education and get on with their careers, without the constant stress of wondering when they might be forced to look for a new place to live.

“We’re fully behind the government’s plan to end to section 21. At the same time, we’re deeply concerned that some of the proposals to scrap it contain loopholes.

“This risks the unintended consequence that tenants who complain about disrepair, or struggle to make ends meet, remain just as vulnerable to losing their home at short notice.”


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Citizens Advice response to Ofcom’s findings on loyalty penalty in broadband market

Friday 27 September 2019

Citizens Advice submitted a super-complaint on the loyalty penalty – in the mobile, broadband, home insurance, mortgages and savings markets – to the CMA in September 2018 calling for it to consider how the problem can be fixed.

The CMA’s response to our super-complaint, in December 2018, said it agreed and had found damaging practices by firms which exploit unsuspecting customers, and said it wanted to see urgent action.

The CMA stated it would report back on whether sufficient progress has been made by individual regulators in tackling the loyalty penalty in December 2019. It will also consider what next steps are necessary, including whether to conduct its own market study.

Research in 2018 by Citizens Advice found that across five essential markets (mobile, broadband, home insurance, mortgages and savings):

  • British consumers lose around £4 billion a year to the loyalty penalty (or £11 million a day).

  • Eight in 10 people are paying a significantly higher price, in at least one of the markets, for remaining with their existing supplier.

This is the fourth super-complaint Citizens Advice has made since being given the power in 2002. Its super-complaint on payment protection insurance (PPI) in 2005 helped to generate a huge win for consumers, with at least £36 billion returned to customers in refunds and compensation so far.

Gillian Guy, Chief Executive of Citizens Advice said:

“Our super-complaint, submitted a year ago, found that loyal broadband customers lose over £1 billion a year. Ofcom has today confirmed that finding.

“The fact that 43% of all vulnerable customers are out-of-contract means that Ofcom needs to tackle this problem urgently.

“While we welcome today’s announcement, it’s unlikely that voluntary, piecemeal commitments from providers will address the sheer scale of the challenge we’ve identified.

“It’s vital that we see stronger, faster action in the broadband market before the Competition and Markets Authority report back in December on progress since our super-complaint. If this fails to happen, we expect them to conduct a market study to ensure loyal customers can get a fair deal once and for all.”


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CAN News 27 September 2019

Friday 27 September 2019

Celebrations to mark our 80th anniversary continue to garner local press coverage across the country, providing an opportunity to spread the news of the work we do, the people we help, and how people can help us by fundraising or volunteering.

National

Consumer

Mortgage rates: How millions of borrowers could save £4,500 per year – can you cut costs?

Daily Express, 26/09/2019, Jess Sheldon

Our research into the loyalty penalty as it affects the mortgage market was used by the Daily Express in a feature about how to shop around for the best deal.

The paper said people who don’t switch and end up on their lender’s Standard Variable Rate mortgage are paying the “ultimate loyalty penalty.”

It added that the Citizens Advice super complaint to the Competition and Markets Authority covered five “essential” markets, with these being mobile, broadband, home insurance, mortgages and savings.

New season, same old rip offs…

The Mail on Sunday, 22/09/2019, Sally Hamilton

In its coverage of the story The Mail on Sunday noted that it is a year since Citizens Advice launched its super complaint about the loyalty penalty to the Competition and Markets Authority.

Gillian Guy said that apart from the mobile phone industry, where Ofcom’s new voluntary arrangement has been adopted by all providers except for Three, there was little to celebrate.

Rather than champagne corks being popped, the only sound is the screech of dragging heels by watchdogs and providers.

Gillian said: “By this point we expected regulators to have already set out how they would abolish the loyalty penalty, and how they would better protect vulnerable and older people.

“Sadly, across the five important markets we focused on – mobile, broadband, home insurance, mortgages and savings – there just hasn’t been enough progress.”

Energy

Billpayers on hook as nine energy firms face collapse

The Sunday Times, 22/09/2019, p.15, Ali Hussain

The Citizens Advice energy star rating has been used as the basis of a story in The Sunday Times examining the state of the gas and electricity supply market.

The paper claims nine energy suppliers are likely to go bust in the next 12 months, leaving households with a bill totalling tens of millions of pounds. Six firms have already gone out of business this year.

When Eversmart failed it had the second-worst service levels, as measured by Citizens Advice. Solarplicity, which was in the bottom 10 out of 39 firms for service, went bust in August, said the paper.

The Sunday Times also noted that several companies with low scores on our table have taken on thousands of new customers from firms that have failed.

This month Utilita, which is ranked 37th by Citizens Advice for customer service, was appointed to take over Eversmart’s 39,000 customers.

Smart meter delays: ‘I felt pressured into getting one in order to get the best deals’

The Telegraph, 21/09/2019,Sam Meadows

Two people who came to us for help with problems with their smart meters were featured in The Telegraph as part of their coverage of the extension of the roll out deadline.

The paper said the extension was a victory for Citizens Advice which had campaigned for it as part of a ‘common sense’ approach to one of Britain’s biggest infrastructure projects amid a series of technical problems.

Heather George, from Lancashire, said her meter went dumb when she changed supplier. Valerie Harrop, from Nottinghamshire, said she felt pressured to have one installed.

“My tariff was due to come to an end and the only way I could get the best deal was to have a smart meter,” she said. “I didn’t want it.”

Regional

Housing

‘Cheapskate’ landlord paints inside of microwave to cover up rust

Metro, 22/09/2019, Joe Roberts

Our survey of English landlords which found half of them did not know or understand their legal obligations, had been used to illustrate a story about a rogue landlord in Leeds.

The Citizens Advice report published earlier this year also revealed that hundreds of thousands of tenants are living in unsafe homes, and do not know their rights.

We’ve called for a national housing body for private renting to set standards. If set up, houses could be subjected to an ‘MOT’, while landlords could face ‘fit-and-proper person’ tests.

In other news

Quarter of secondary pupils ‘get private tuition‘.

GP surgeries deny care to vulnerable people without ID documents.

More than 8 million people in England living in unsuitable housing.


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“Big gap” in standards of customer service from energy companies says Citizens Advice

Friday 27 September 2019

The latest energy star rating table from Citizens Advice, the official consumer watchdog for energy, shows a big gap between the best and worst firms.

Among the common problems faced by customers of suppliers at the bottom of the rankings were:

  • Billing issues – incorrect and late final bills, not receiving any bills, inaccurate bills

  • Debt and disconnection issues, including aggressive debt collection practices
  • Problems with prepayment meters, including credit refunds

  • Metering issues – faulty meters, incorrect numbers registered to property

Citizens Advice is urging people to shop around carefully when looking for an energy supplier. The charity recommends comparing companies’ customer service performance as well as prices.

Thirteen domestic energy supply companies have gone out of business since November 2018. Six suppliers have failed so far this year – affecting more than 300,000 people.

Star rating data:

The Citizens Advice star rating table assesses a wide range of customer service indicators, including accuracy of bills, call waiting times, and complaint handling.

The results (for the period April to June 2019) include 39 suppliers with 99% market coverage.

Gillian Guy, Chief Executive of Citizens Advice, said:

“There is still a big gap between those firms who provide an excellent service to consumers, and those who are letting people down.

“Attention-grabbing low tariffs can be a good deal, but we recommend looking deeper than just the headline price when shopping around for the best energy deals.

“We’ve seen six energy suppliers go bust this year. In our experience, when a company is struggling, customer service is often the first thing to suffer.“

Supplier

Star rating April to June 2019

Stars

Breeze Energy

4.80

SSE

4.60

Igloo Energy

4.40

So Energy

4.40

Engie

4.25

EDF Energy

4.15

E (Gas and Electricity)

4.00

Green Network Energy

3.95

British Gas

3.85

Octopus Energy

3.75

Bulb Energy

3.75

npower

3.65

Yorkshire Energy

3.60

ESB Energy

3.55

Affect Energy

3.50

Avro

3.50

Utility Warehouse

3.40

People’s Energy Company

3.40

Shell Energy

3.40

Utility Point

3.35

E.ON

3.35

Co-Operative Energy

3.35

Pure Planet

3.25

ScottishPower

3.20

Good Energy

3.05

Bristol Energy

3.00

Ovo Energy

3.00

Together Energy

2.90

iSupply

2.85

Tonik Energy

2.85

Flow Energy

2.85

PFP Energy

2.65

Robin Hood Energy

2.55

Outfox The Market

2.50

Ecotricity

2.20

Green Star Energy

2.15

TOTO Energy

2.10

Utilita

1.95

Nabuh Energy

1.90


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CAB News 20 September 2019

Friday 20 September 2019

New research from Joseph Rowntree Foundation and Trussell Trust highlights the financial difficulties faced by people during the 5-week wait for Universal Credit.

Universal Credit

Food bank demand surges in areas where people have received universal credit for longest, figures show

The Independent, 19/09/2019, May Bulman

Demand for food banks has surged in areas where families have been relying on universal credit the longest, figures show.

Regions that were first to switch to the new benefit two years ago have seen a rise in demand for emergency food packages of nearly 50 per cent, according to the Trussell Trust, the largest UK food bank provider.

Gillian Guy, said Citizens Advice data showed some people on universal credit were losing sleep and unable to afford essential things like food, heating and housing, and called on the government to reduce the five-week wait and end the freeze on benefit rates.

Universal credit wait fuels poverty and food bank use, says research

Guardian.com, 19/09/2019, Patrick Butler

Ministers have come under renewed pressure to overhaul universal credit after fresh research finds that the system’s five week wait for payment has fuelled poverty and increased food bank use.

The Trussell Trust said the minimum 35-day wait could have “a rapid, devastating and long-lasting impact on their finances, housing security and mental health.”

Gillian Guy said the data echoed Citizens Advice’s own findings: “It’s clear, from the findings across the charity sector helping universal credit claimants, that the system is not providing everyone with the financial safety net people need,” she said.

Debt

Hundreds jailed for unpaid council tax

Financial Times, 18/09/2019, Emma Agyemang

Nearly 700 people have been jailed for failing to pay their council tax since 2010, with a further 7,000 handed a suspended “committal order”, the latest figures from the HM Courts and Tribunals Service reveal.

Non-payment of council tax is not a criminal offence. But under a law, dating back to the scrapping of the poll tax, councils can apply for a “committal order”, where a debtor can be imprisoned for up to three months. England is the only nation in the UK where local authorities still use this power.

Gillian Guy said: “Outdated regulations push local authorities to collect council tax arrears aggressively. Threatening imprisonment, or sending people to prison in England, undermines efforts to make debt collection less punitive. The same regulations also mean that after one missed monthly payment people can become liable for their full year’s bill, pushing people into further debt.”

Energy

Smart meter deadline delay

Talk Radio 17/09/2019 Eamonn Holmes (5.20pm)

Eamonn Holmes has covered the extension of the smart meter rollout on his Talk Radio programme. Eamonn pointed out that Citizens Advice had been calling for the deadline to be extended. He interviewed our Head of Future Energy Services Dhara Vyas.

Dhara said the new deadline would be good news for customers because it gives suppliers “a bit of time” to sort out technical difficulties and make the rollout a better experience for customers.” She added overall smart meters were “a good thing”, that will help people assess how much they’re using, and help modernise the energy infrastructure.

BBC Radio WM, 17/09/2019 Paul Franks (5.19pm)

Our policy manager for smart meters Colin Griffiths was interviewed on BBC Radio West Midlands.

Colin said the problem with the original deadline “it was incentivising suppliers to go quickly, rather than doing things well, carefully and with good value for consumers.”

Smart Meter Roll Out Delay

Talk Radio, 17/09/2019, 09:55:23

Dhara Vyas, Head of Future Energy Services at Citizens Advice, spoke to Julia Hartley Brewer on Talk Radio yesterday morning.

Dhara said it’s been clear for some time the original 2020 deadline wasn’t going to be met and the extension: “recognises the reality of it.”

Dhara added that Citizens Advice had seen cases of people feeling pressured into getting a smart meter: “it moves the pressure away from customers and in terms of suppliers not just focusing on speed and giving a quality installation experience.”

In addition, Sean Alexander, Chief Executive at Citizens Advice Newcastle, spoke to BBC Newcastle about the common gripes people have with smart meters, including poor technology and displays going “dumb.”

Smart-meter plan faces 4-year delay and £2 billion increase

FT.com, 16/09/2019, Nathalie Thomas

The government has pushed back the deadline for its £13 billion smart energy meter rollout by four years to 2024.

Gillian Guy, chief executive of Citizens Advice, said: “Extending the smart meter rollout deadline is a common-sense move that is good news for consumers. It’s been clear for a long time that the 2020 deadline wouldn’t be met and today’s announcement finally recognises that reality.”

Our comment was also included in coverage by Guardian, Mail Online, Independent, Telegraph (p.11), and Times (p.41).

Why do energy firms keep going bust?

The Independent, 16/09/2019, Felicity Hannah

The collapse of Eversmart last week brings the number of energy firms to have gone bust in 2019 to five. While 13 have now gone under since November 2016.

This isn’t without cost. Gillian Guy, Chief Executive of Citizens Advice, says we are all paying for these failures: “When a supplier goes bust, customer credit balances are protected. But all of us will eventually pay for honouring them through increased bills. Ofgem needs to act to reduce the cost of supplier failures and protect customers.”

In other news

The number of children leaving school without basic qualifications by the age of 18 has risen by nearly a quarter in the past three years.

Large investment banks have so far relocated out of Britain fewer than 1,000 jobs with six weeks to go before the country is due to leave the European Union.

Graduates of 24 top UK universities are more likely to find work soon after graduating than those from other universities.

About one in 20 workers does not get paid holidays according to a report by the Resolution Foundation think tank.


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Citizens Advice calls for Three to stop ripping off its loyal customers

Category : Consumer Issues

Friday 20 September 2019

Customers of Three Mobile who are being penalised for their loyalty will continue to be overcharged by between £1.5 and £2.7 million a month, reveals Citizens Advice.

The charity is calling for Three to join the other major mobile providers, who agreed to voluntary commitments in July to better protect loyal customers.

These measures, which will reduce many loyal customers’ bills, are due to come into effect by February.

But Three have so far refused to commit to taking similar action, which Citizens Advice says will result in some of its loyal customers continuing to be overcharged.

The charity has long campaigned to end the loyalty penalty – the difference between what loyal and new consumers pay for the same service.

In the mobile sector this is because customers continue to be charged for the handset at the end of a minimum contract period when they’ve already paid it off.

Using publicly available data, Citizens Advice found:

  • Between 154,000 and 210,000 Three customers are paying the loyalty penalty each month

  • On average, a Three customer paying the loyalty penalty is being penalised by £10 to £13 each month

  • Over the course of a year, loyal Three customers are being overcharged by between £18 million and £32.4 million

While some Three customers benefit from being out-of-contract, Citizens Advice is concerned by the number of its customers who are still being penalised when their contract ends.

Citizens Advice is calling for Three to commit to stop overcharging all their out-of-contract customers.

Three signed up to Ofcom’s fairness commitments earlier in the year, promising the regulator that it would give customers a fair deal. By continuing to rip off customers paying a loyalty penalty, Citizens Advice argues they have broken this promise. The charity warns that, if this breach continues, Ofcom must make sure Three are standing by their commitment.

The loyalty penalty isn’t just a problem in the mobile industry. Citizens Advice submitted a super-complaint across five markets (mobile, broadband, home insurance, mortgages and savings) in September last year. The charity had found that loyal customers were being penalised by around £4 billion every year simply for staying with their provider.

The charity is also calling for details of the concrete action regulators will be taking to tackle the loyalty penalty across the other four markets by the end of the year.

Gillian Guy, Chief Executive of Citizens Advice, said:

“It’s unacceptable that Three still thinks it can penalise its loyal customers by over a million pounds every month. It cannot continue to bury its head in the sand.

“While Three claims in its adverts that “phones are good”, its customers may find their experience anything but, as their provider falls behind in refusing to end this practice.

“We’re pleased other mobile providers have said they’re going to act, but they must now follow through on their promises and put them into effect by early next year.

 “All eyes will be on Three to see if it puts this right and agrees to stamp out the loyalty penalty.”

Stu from Merseyside, who called the Citizens Advice Consumer Service for help, said:

“I’ve been with Three for over 10 years and, across my family, have five contracts with them. Each time one of the contracts ends I always seem to be paying more.

“I finished paying off one of my handsets and was shocked to find out Three were still charging me for it. I now make sure I always sign up to a new contract when my old one ends to try and get a better deal, as they never just tell you about their deals or discounts that are available.”

“I think they should be rewarding loyal customers like me. I shouldn’t have to keep an eye on my bills to make sure I am not being overcharged.”


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CAB News 13 September 2019

Friday 13 September 2019

Citizens Advice Scams Action has been featured in an ITV documentary about fraud.

National

Consumer

Citizens Advice Scams Action ready to help

Fraud: The Public Threat, Tonight, ITV1, 12/09/2019, 7.30pm (about 20′ into clip). Helen Skelton

Our new service Citizens Advice Scams Action was featured on ITV’s Tonight programme yesterday.

The programme showed our website in detail and interviewed Martin Lewis, whose payout from Facebook, after his image was used in a series of online scams, has funded the service.

Martin said it would provide “one on one help” for people worried they had been victims of a scam. He also outlined what to look out for to avoid being scammed.

Martin said “urgency and secrecy” were the two biggest red flags a scammer might be at work.

Advice

Struggling to make ends meet? Go to your local Citizens Advice

The Asian Network (registration required), 12/09/2019, 10pm (about 1’20” into clip), Mobeen Azhar

People seeking advice on Universal Credit and other financial problems were urged to seek our help by the presenters of a programme on the BBC’s Asian Network entitled ‘Struggling to Make Ends Meet.’

Raji Osahn said of one man, who’d had numerous issues trying to claim Universal Credit: “He absolutely needs to go to a local Citizens Advice.”

Debt

Surge in councils using bailiffs to chase debts, including parking fines

The Independent, 11/09/2019, Vicky Shaw

Councils across England and Wales sent 2.6 million debts to bailiffs in 2018-19, a 7 per cent rise on the year before.

Despite this, the Money Advice Trust, who carried out the research, said it has found evidence that more councils are adopting best practice on affordability and vulnerability. It found 64 councils have now signed up to the Citizens Advice and Local Government Association’s council tax protocol, which is an increase from two years before.

Cut bailiff use for non-payment of council tax, say charities

The Guardian, 11/09/2019, Ben Quinn

Our council tax ‘good practice protocol’ is helping to improve the way local authorities collect arrears.

There were still 1.4 million referrals to bailiffs for the collection of council tax last year, according to new figures from the Money Advice Trust. But the report shows 51% of local authorities had reduced their bailiff use during the last two years.

The Local Government Association said the findings showed that there had been a positive impact from the work it had been doing with Citizens Advice on a council tax arrears good practice protocol.

Sixty-four councils have signed up to the Citizens Advice/LGA council tax protocol – up from 50 two years ago. A further 23 councils are considering signing up the protocol which, for example, obliges local authorities to give careful consideration before passing debts to enforcement agencies where potentially vulnerable household are involved.

Universal Credit

DWP extends the claims period by a month

i News, 09/09/2019, Serina Sandhu

Image result for dwp

The government’s announcement that parents on Universal Credit will now have an extra month to claim back childcare costs was covered by i News.

Gillian Guy told the paper “It’s good to see Government help parents on Universal Credit… This kind of flexibility needs to be applied to more of the new benefits system.

“Our evidence shows some people are having difficulty meeting the upfront costs of childcare, which can run to hundreds of pounds on already tight budgets.

“To really make sure parents can get the support they need on Universal Credit, the Government should look at paying childcare costs in advance or direct to providers.”

Energy

Eversmart Energy collapse hits 29,000 customers

The Times, 07/09/2019, p.49, Emily Gosden

Image result for eversmart

A small energy supplier that courted controversy by encouraging households to pay for a year’s gas and electricity usage up front ceased trading on Friday. Our response, in our capacity as the official consumer watchdog for energy, was widely featured in the national press.

Gillian Guy told The Times: “Eversmart is the 13th domestic energy company to collapse in the past two years. Our research shows this unlucky baker’s dozen of failed companies has left behind at least £172 million in unpaid costs. These will be picked up by other consumers through higher bills.”

She called for Ofgem to “act to reduce the cost of supplier failures and protect customers”.

The story was also covered by The Independent which noted: “Last year, Citizens Advice sounded the alarm about the company after it began offering a tariff where advanced payments of about £1,000 were paid by households.”

In other news

Domestic violence murders surge to five-year high.

In-game spending should be regulated by gambling laws, MPs say.

Ministers have been forced to publish documents predicting public disorder, rising prices and disruptions to food and medicines in Operation Yellowhammer papers.

TUC and Amnesty come out in support of student climate strikes.