5 Essential Tips for Moving to University
Moving to university is an exciting but challenging time. Whether you're a first-year or returning student, here are five crucial tips to make your transition smoother.
1. Understanding Student Halls Signing a tenancy agreement for student halls is legally binding, so be sure you understand all the terms. Remember, rent is often due at the start of each term, and your university, unlike a private landlord, can withhold exam results or graduation if you have unpaid rent. They’re also responsible for most repairs.
2. Renting Privately When renting off-campus, thoroughly research the property and area before committing. Verify if bills are included in rent and understand your payment responsibilities. Services offering 'all-inclusive bills' can be convenient but might cost more—compare prices before deciding. More advice on renting.
3. Mastering Budgeting Managing your finances is key to surviving university life. Create a budget by listing your income (like your student loan) and outgoings (rent, groceries, bills). Stick to it and use money-saving tips like using student discounts and shopping with a list. Use our budgeting tool
4. Borrowing Money Wisely If you’re considering borrowing money, research the best options. Many student bank accounts offer interest-free overdrafts, which should be your first choice before other credit forms. Be cautious with Buy Now Pay Later schemes—ensure you can afford repayments to avoid damaging your credit score. Find out more about overdrafts
5. Accessing Financial Help Student loans and bursaries are available to support your studies. These depend on your course, living situation, and financial background. You won’t need to repay loans until you’re earning a certain amount after graduation, and some bursaries don’t require repayment at all. Always check your eligibility for grants or scholarships.
Remember, support is available. If you're facing difficulties at university, reach out to your nearest Citizens Advice or your Student Union for help.