Debt Advice - Contacting your creditors
Citizens Advice
Debts you’re not responsible for - Be careful about making contact in writing or making payment on a debt you have not actioned in a few years – There are time limits for creditors to enforce debts and you may reset the time limit by contacting them – Find out if your liable to pay first:
Citizens Advice
Template letter to ask for a hold on an account:
Citizens Advice
Make an offer to a non-priority creditor:
Citizens Advice
Request to write off a debt: